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Loan Programs

Loan Programs for Purchasing or Refinancing.

Residential Programs Offered

Conventional loans

Loans offered through entities such as Fannie Mae or Freddie Mac (<= $484,350 on a single-family residence) and can be either fixed or adjustable rate.

Texas Cash out Loans 50(a)6

Loans which fall under the guidelines of Texas home equity laws.

Fix & Flip / investor advantage loans

FHA Loans

An FHA loan is a federally assisted loan insured by the Federal Housing Administration. This type of loan may be issued by federally qualified lenders.


The VA loan is a home mortgage option available to United States Veterans, Service Members, and not remarried spouses. VA loans are issued by qualified lenders and guaranteed by the U.S Department of Veterans Affairs.

Non-agency (alt-doc) loans

Jumbo Loans

Loans above $484,350 on a single-family residence which can be either fixed or adjustable rate. This amount varies by state. and can be higher or lower.

Renovation loans

Similar to conventional loans but the funds are paid out in draws to licensed contractors in order to complete renovations on a residential property.

Hard money & Land loans